Explore practical explanations about buying and selling property in Portugal. For guidance tailored to your situation, continue to use our journeys.
Guides explain the topics. Our journeys organise your answers and generate a personalised document.
Preparation, advertising, viewings, offers and completion of the sale.
DocumentsProperty documents, certificates and important checks.
Taxes and costsExpenses, taxes and charges to consider when selling or buying.
EnergyEnergy certification, efficiency and information relevant to the property.
Special situationsInheritance, co-ownership, tenancies and cases requiring extra attention.
Buying a propertySteps, checks and completion of a property purchase.
Mortgage creditIndicators, bank valuation and financing for buying a property.
InsuranceInsurance associated with buying and mortgage credit.
This guide explains the role of the bank valuation in mortgage credit, the financing limits recommended by Banco de Portugal, and what to do when the valuation does not match the negotiated price.
Read guideThis guide explains the main condominium charges a buyer should confirm before proceeding with buying an apartment, based on the horizontal property regime.
Read guideThere is no single cost or tax amount for every sale. The outcome depends on the acquisition, use of the property, tax residence, documented expenses and any qualifying reinvestment. This guide helps organise the evidence but does not calculate tax.
Read guideA CPCV turns an intention to buy and sell into contractual obligations. Before signing, check title, documents, financing, deadlines and every condition that could prevent completion.
Read guideThis guide explains, from a buyer's perspective, what to confirm in the promissory purchase and sale contract before signing and paying the deposit. It does not replace a professional's review of the contract.
Read guideThis guide details the options for completing a property purchase in Portugal, the role of Casa Pronta, and the importance of land registration after the deed.
Read guideThere is no identical document pack for every property sale. This guide separates commonly checked records from conditional documents and helps you prepare a file for validation by the professional completing the transaction.
Read guideThere is no identical document list for every property. This guide organises what a buyer should request and confirm before signing a commitment, to reduce the risk of surprises after the purchase.
Read guideThe energy certificate describes the property's energy performance and may include improvement recommendations. Before listing, check whether the property is covered, whether the certificate matches it and remains valid. Exclusions and specific certificate types have their own rules and should be confirmed for the individual property.
Read guideThis guide sets out a practical sequence for organising a property purchase in Portugal. The exact documents, taxes and deadlines vary by property, financing and the parties involved, so confirm your own case before assuming a universal checklist.
Read guidePreparing a property does not mean renovating everything. The aim is to reduce uncertainty, present the space clearly and keep the listing consistent with the property and its available documents. Prioritise safety, function, cleanliness and verifiable information before costly cosmetic work.
Read guideThis guide gives you a practical sequence for organising a sale. The exact documents and procedures depend on the property, ownership, charges and the parties' circumstances, so confirm your own case rather than relying on a universal checklist.
Read guideThe sale requires coordination between seller, lender, buyer and the professional completing the transaction. The proceeds must cover the debt and remaining costs unless another solution has been agreed in advance by the relevant parties.
Read guideThis guide explains how IMT and Stamp Duty work when buying a house, without stating fixed figures that change every year. For an exact calculation for your case, always use the Tax Authority's official simulator.
Read guideThis guide explains the insurance usually associated with buying a house and mortgage credit in Portugal, your freedom to choose the insurer, and what to compare between offers.
Read guideThis guide explains the indicators that appear in mortgage credit offers in Portugal, to help you compare them more confidently. It does not replace a personalised simulation or financial advice suited to your case.
Read guidePortugal does not have a mandatory property inspection regime like some other countries. This guide combines practical checks during viewings with the official documents that help confirm a property's condition and compliance before you decide to buy.
Read guideThe sale is possible, but heirs or co-owners must be identified, succession, tax and registration matters must be regularised, and the necessary agreement or representation obtained. Selling the whole property is not the same as transferring an inheritance right or co-ownership share.
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