Topic

Mortgage credit

Indicators, bank valuation and financing for buying a property.

Information reviewed regularly for the Portuguese market
Mortgage credit

Bank property valuation in mortgage credit

This guide explains the role of the bank valuation in mortgage credit, the financing limits recommended by Banco de Portugal, and what to do when the valuation does not match the negotiated price.

Last reviewed: August 12, 2026equipa MoradaClara
Read guide
Mortgage credit

Mortgage credit: TAN, TAEG and the main indicators

This guide explains the indicators that appear in mortgage credit offers in Portugal, to help you compare them more confidently. It does not replace a personalised simulation or financial advice suited to your case.

Last reviewed: August 12, 2026equipa MoradaClara
Read guide